The issue I have with Pet Insurance is that it has allowed the veterinary industry to increase their costs exponentially.

When we arrived in Canada in 2015, I discovered people were paying 5-6,000 Canadian dollars for a canine ligament surgery.  I know In Belgium we paid 1,000 Euro (1,500 CAD) in 2008.  Why the difference in cost?  Pet insurance.

In Belgium, it was a single vet in a small office.  Here, in Canada, it is a team, in a big building.  Why?  Pet insurance.

People will say they cannot afford to live without it, but the reality is – pet owners are driving the costs up through their purchasing power. Everything pet owners are “buying” to make their animals lives “better” is literally killing the very being they are so wanting to protect. This is the “created illness” cycle.

How Consumer Choices are Driving Illness and Cost
Below is an example of a pet insurance advertisement. The company has advertised that these amounts are what they are processing for claims. They do not say over what time span but they indicate that this is costing you and you should purchase their coverage, of course. They will save you!What I am showing in red, is why these costs exist.  These costs are “created illness”.

We MUST question, educate ourselves, and go back to nature. Our animals’ bodies were not designed to fall apart.  But this is what is happening. By not participating in the “Pet Healthcare Created Illness Cycle”, Pet insurance is not needed.  And the industry would not have anything to “run” on. The questions therefore, must be:

What do you wish for your pet? the animals? the planet?
What is your purchasing power propagating?
Please protect your pet by choosing wisely.